MYTH: It's best to look at a couple houses to get an idea before I get approved!

STOP! Even if you feel like you're just browsing, you're running the risk of setting your heart on a home, only to have it broken.

TRUTH: GETTING APPROVED BEFORE SHOPPING FOR A HOUSE IS YOUR BEST OPTION.

-Most of the time applying is FREE!
-Approval process can take as little as 1 day.
-ERRORS in financials including cases of identity theft & old collections that won't go away, come up all the time! (Getting it fixed even before you are ready to buy should be a priority).
-Options of various types of loans and programs allows you to make an informed decision.

What you can start doing is getting your bank statements, pay stubs, W-2s and tax returns for the past 2 years. Also, statements from any credit lines and other loans will be needed as well. Getting all of that paperwork ready is crucial to keeping your sanity and helping the loan officer. It will seem like a lot, but don’t be surprised if your lender is needing a lot of documentation.

Giving yourself options allows yourself to make the best plans for your situation. Having a child, changing jobs, going to school, getting a large bonus; all examples of being able to create the best plan and situation for your circumstances. No matter what happens in life, you need a place to call home. Long term, owning a home has far more financial benefits than renting. Get started today on the best plan for your financial future.

HAVE MORE QUESTIONS? I AM HAPPY TO HELP.

FILL OUT THE INFORMATION BELOW AND WE CAN GET STARTED TODAY!

CONTACT MATT